s our tragic human flaws。 Money often puts a spotlight on what we do not know。 That is why； all too often； a person who es into a sudden windfall of cash…let's say an inheritance； a pay raise or lottery winnings…soon returns to the same financial mess； if not worse than the mess they were in before they received the money。 Money only accentuates the cash flow pattern running in your head。 If your pattern is to spend everything you get； most likely an increase in cash will just result in an increase in spending。 Thus； the saying； 〃A fool and his money is one big party；〃 I have said many times that we go to school to gain scholastic skills and professional skills； both important。 We learn to make money with our professional skills。 In the 1960s； when I was in high school； if someone did well in school academically； almost immediately people assumed this bright student would go on to be a medical doctor。 Often no one asked the child if they wanted to be a doctor。 It was assumed。 It was the profession with the promise of the greatest financial reward。
Today； doctors are facing financial challenges I would not wish on my worst enemy； insurance panies taking control of the business； managed health care； government intervention； and malpractice suits； to name a few。 Today； kids want to be basketball stars； golfers like Tiger Woods； puter nerds； movie stare； rock stars； beauty queens； or traders on Wall Street。 Simply because that is where the fame； money and prestige is。 That is the reason it is so hard to motivate kids in school today。 They know that professional success is no longer solely linked to academic success； as it once was。
Because students leave school without financial skills； millions of educated people pursue their profession successfully； b